feat: handle Stripe errors messages

This commit is contained in:
Djery-Tom 2023-08-14 13:01:40 +01:00
parent ca61b6bc6f
commit a808210b3a
4 changed files with 330 additions and 199 deletions

View File

@ -12,6 +12,7 @@ use Illuminate\Auth\AuthenticationException;
use Illuminate\Database\Eloquent\ModelNotFoundException;
use Illuminate\Database\QueryException;
use Illuminate\Http\Response;
use Illuminate\Support\Facades\Lang;
use Illuminate\Support\Facades\Log;
use Illuminate\Validation\ValidationException;
use Laravel\Lumen\Exceptions\Handler as ExceptionHandler;
@ -32,6 +33,7 @@ class Handler extends ExceptionHandler
HttpException::class,
ModelNotFoundException::class,
ValidationException::class,
\Stripe\Exception\ApiErrorException::class,
];
/**
@ -120,6 +122,47 @@ class Handler extends ExceptionHandler
return $this->errorResponse(trans('errors.timeout'), Response::HTTP_REQUEST_TIMEOUT);
}
//Stripe Exceptions
//https://stripe.com/docs/api/errors/handling?lang=php
// if($exception instanceof \Stripe\Exception\CardException){
// // Since it's a decline, \Stripe\Exception\CardException will be caught
// echo 'Status is:' . $exception->getHttpStatus() . '\n';
// echo 'Type is:' . $exception->getError()->type . '\n';
// echo 'Code is:' . $exception->getError()->code . '\n';
// // param is '' in this case
// echo 'Param is:' . $exception->getError()->param . '\n';
// echo 'Message is:' . $exception->getError()->message . '\n';
//
// }
//
// if($exception instanceof \Stripe\Exception\RateLimitException){
// }
//
// if($exception instanceof \Stripe\Exception\InvalidRequestException){
// }
//
// if($exception instanceof \Stripe\Exception\AuthenticationException){
// }
//
// if($exception instanceof \Stripe\Exception\ApiConnectionException){
// }
if($exception instanceof \Stripe\Exception\ApiErrorException){
$errorMessage = $exception->getMessage();
Log::error("Error Stripe API");
//https://stripe.com/docs/error-codes
//https://stripe.com/docs/declines/codes
$code = $exception->getError()->decline_code ?? $exception->getError()->code;
if(Lang::has('stripe.'.$code)){
Log::error($code);
$errorMessage = __('stripe.'.$code);
}
Log::error($errorMessage);
return $this->errorResponse($errorMessage ?? __('errors.unexpected_error'));
}
// if ($exception instanceof AppException) {
// return $this->errorResponse($exception->getMessage(), $exception->getCode());
// }

View File

@ -199,35 +199,30 @@ class StripeController extends Controller
$transaction = PaymentTransaction::where('transaction_id', $request->input('transaction_id'))->where('status', PaymentTransactionStatus::ACCEPTED)->firstOrFail();
$reason = $request->input('reason','requested_by_customer');
try{
$reference = $transaction->aggregator_payment_ref;
$twoFirstChars = substr($reference,0,2);
$keyToRefund = $twoFirstChars == 'ch' ? 'charge' : 'payment_intent';
$refund = $this->client->refunds->create([
$keyToRefund => $reference,
'reason' => $reason
$reference = $transaction->aggregator_payment_ref;
$twoFirstChars = substr($reference,0,2);
$keyToRefund = $twoFirstChars == 'ch' ? 'charge' : 'payment_intent';
$refund = $this->client->refunds->create([
$keyToRefund => $reference,
'reason' => $reason
]);
if(!empty($refund)){
PaymentRefund::create([
'refund_id' => $this->getTransactionID('payment_refunds'),
'transaction_id' => $transaction->id,
"currency" => strtoupper($refund->currency),
"amount" => $refund->amount,
"reason" => $reason,
'date' => date('Y-m-d H:i:s', $refund->created),
'status' => strtoupper($refund->status)
]);
if(!empty($refund)){
PaymentRefund::create([
'refund_id' => $this->getTransactionID('payment_refunds'),
'transaction_id' => $transaction->id,
"currency" => strtoupper($refund->currency),
"amount" => $refund->amount,
"reason" => $reason,
'date' => date('Y-m-d H:i:s', $refund->created),
'status' => strtoupper($refund->status)
]);
return $this->successResponse("Payment refunded successfully");
}
}catch (Throwable $e){
Log::error("Error Stripe refund");
$errorMessage = $e->getMessage();
Log::error($errorMessage);
return $this->successResponse("Payment refunded successfully");
}
return $this->errorResponse($errorMessage ?? __('errors.unexpected_error'));
}
@ -260,101 +255,92 @@ class StripeController extends Controller
$aggregator = PaymentAggregator::where('name','like','%stripe%')->firstOrFail();
try{
$amount = $request->input('amount');
$currency = $request->input('currency');
$amount = $request->input('amount');
$currency = $request->input('currency');
if($amount < 325 && $currency == 'XAF'){
$amount = 325;
}
$transaction = PaymentTransaction::create([
'aggregator_id' => $aggregator->id,
"currency" => $request->input('currency'),
"transaction_id" => $this->getTransactionID(),
"amount" => $amount,
"payment_method" => 'CARD',
'status' => PaymentTransactionStatus::INITIATED,
"reason" => $request->input('reason'),
"customer_id" => $request->input('customer_id'),
"customer_name" => $request->input('customer_name'),
"customer_surname" => $request->input('customer_surname'),
"customer_email" => $request->input('customer_email'),
"customer_phone_number" => $request->input('customer_phone_number'),
"customer_address" => $request->input('customer_address'),
"customer_city" => $request->input('customer_city'),
"customer_country" => $request->input('customer_country'),
"customer_state" => $request->input('customer_state'),
"customer_zip_code" => $request->input('customer_zip_code'),
]);
// Create payment method in Stripe
// https://stripe.com/docs/api/payment_methods/create
$method = $this->client->paymentMethods->create([
'type' => 'card',
'card' => [
'number' => $request->input('card_no'),
'exp_month' => $request->input('exp_month'),
'exp_year' => $request->input('exp_year'),
'cvc' => $request->input('cvc'),
]
]);
if($method){
$transaction->update([
'payment_method_exact' => $method->id
]);
// Create payment intent
// https://stripe.com/docs/api/payment_intents/create
$paymentIntent = $this->client->paymentIntents->create([
"amount" => stripeFormatCurrency($amount, $request->input('currency')),
"currency" => $request->input('currency'),
"description" => $request->input('reason'),
'payment_method_types' => ['card'],
'payment_method' => $method->id,
'confirm' => 'true',
'capture_method' => 'automatic',
'return_url' => route('stripe.webhook',['transaction_id' => $transaction->transaction_id]), // Redirect url if 3d secure required
'payment_method_options' => [
'card' => [
'request_three_d_secure' => 'automatic'
]
],
]);
if($paymentIntent){
$transaction->update([
'payment_date' => date('Y-m-d H:i:s', $paymentIntent->created),
'aggregator_payment_ref' => $paymentIntent->id
]);
if(!empty($paymentIntent->next_action->redirect_to_url->url)){
return $this->successResponse([
'message' => '3D secure redirect',
'payment_url' => $paymentIntent->next_action->redirect_to_url->url
], ResponseAlias::HTTP_MOVED_PERMANENTLY);
}
return $this->handlePaymentIntentResult($transaction, $paymentIntent);
}
}
}catch (Throwable $e){
Log::error("Error Stripe submit payment intent");
$errorMessage = $e->getMessage();
Log::error($errorMessage);
if($amount < 325 && $currency == 'XAF'){
$amount = 325;
}
return $this->errorResponse($errorMessage ?? __('errors.unexpected_error'));
$transaction = PaymentTransaction::create([
'aggregator_id' => $aggregator->id,
"currency" => $request->input('currency'),
"transaction_id" => $this->getTransactionID(),
"amount" => $amount,
"payment_method" => 'CARD',
'status' => PaymentTransactionStatus::INITIATED,
"reason" => $request->input('reason'),
"customer_id" => $request->input('customer_id'),
"customer_name" => $request->input('customer_name'),
"customer_surname" => $request->input('customer_surname'),
"customer_email" => $request->input('customer_email'),
"customer_phone_number" => $request->input('customer_phone_number'),
"customer_address" => $request->input('customer_address'),
"customer_city" => $request->input('customer_city'),
"customer_country" => $request->input('customer_country'),
"customer_state" => $request->input('customer_state'),
"customer_zip_code" => $request->input('customer_zip_code'),
]);
// Create payment method in Stripe
// https://stripe.com/docs/api/payment_methods/create
$method = $this->client->paymentMethods->create([
'type' => 'card',
'card' => [
'number' => $request->input('card_no'),
'exp_month' => $request->input('exp_month'),
'exp_year' => $request->input('exp_year'),
'cvc' => $request->input('cvc'),
]
]);
if($method){
$transaction->update([
'payment_method_exact' => $method->id
]);
// Create payment intent
// https://stripe.com/docs/api/payment_intents/create
$paymentIntent = $this->client->paymentIntents->create([
"amount" => stripeFormatCurrency($amount, $request->input('currency')),
"currency" => $request->input('currency'),
"description" => $request->input('reason'),
'payment_method_types' => ['card'],
'payment_method' => $method->id,
'confirm' => 'true',
'capture_method' => 'automatic',
'return_url' => route('stripe.webhook',['transaction_id' => $transaction->transaction_id]), // Redirect url if 3d secure required
'payment_method_options' => [
'card' => [
'request_three_d_secure' => 'automatic'
]
],
]);
if($paymentIntent){
$transaction->update([
'payment_date' => date('Y-m-d H:i:s', $paymentIntent->created),
'aggregator_payment_ref' => $paymentIntent->id
]);
if(!empty($paymentIntent->next_action->redirect_to_url->url)){
return $this->successResponse([
'message' => '3D secure redirect',
'payment_url' => $paymentIntent->next_action->redirect_to_url->url
], ResponseAlias::HTTP_MOVED_PERMANENTLY);
}
return $this->handlePaymentIntentResult($transaction, $paymentIntent);
}
}
return $this->errorResponse(__('errors.unexpected_error'));
}
@ -388,99 +374,89 @@ class StripeController extends Controller
$aggregator = PaymentAggregator::where('name','like','%stripe%')->firstOrFail();
try{
$amount = $request->input('amount');
$currency = $request->input('currency');
$payment_method = $request->input('payment_method');
$amount = $request->input('amount');
$currency = $request->input('currency');
$payment_method = $request->input('payment_method');
$transaction = PaymentTransaction::create([
'aggregator_id' => $aggregator->id,
"currency" => $request->input('currency'),
"transaction_id" => $this->getTransactionID(),
"amount" => $amount,
"payment_method" => $payment_method,
'status' => PaymentTransactionStatus::INITIATED,
"reason" => $request->input('reason'),
"customer_id" => $request->input('customer_id'),
"customer_name" => $request->input('customer_name'),
"customer_surname" => $request->input('customer_surname'),
"customer_email" => $request->input('customer_email'),
"customer_phone_number" => $request->input('customer_phone_number'),
"customer_address" => $request->input('customer_address'),
"customer_city" => $request->input('customer_city'),
"customer_country" => $request->input('customer_country'),
"customer_state" => $request->input('customer_state'),
"customer_zip_code" => $request->input('customer_zip_code'),
]);
$transaction = PaymentTransaction::create([
'aggregator_id' => $aggregator->id,
"currency" => $request->input('currency'),
"transaction_id" => $this->getTransactionID(),
"amount" => $amount,
"payment_method" => $payment_method,
'status' => PaymentTransactionStatus::INITIATED,
"reason" => $request->input('reason'),
"customer_id" => $request->input('customer_id'),
"customer_name" => $request->input('customer_name'),
"customer_surname" => $request->input('customer_surname'),
"customer_email" => $request->input('customer_email'),
"customer_phone_number" => $request->input('customer_phone_number'),
"customer_address" => $request->input('customer_address'),
"customer_city" => $request->input('customer_city'),
"customer_country" => $request->input('customer_country'),
"customer_state" => $request->input('customer_state'),
"customer_zip_code" => $request->input('customer_zip_code'),
// Create destination account in Stripe
if($payment_method == 'CARD'){
//https://stripe.com/docs/api/external_account_cards/create
$destination = $this->client->accounts->createExternalAccount(
config('variables.stripe_account'), [
'external_account' => [
'object' => 'card',
'number' => $request->input('card_no'),
'exp_month' => $request->input('exp_month'),
'exp_year' => $request->input('exp_year'),
// 'cvc' => $request->input('cvc'),
]
]
);
}else{
//https://stripe.com/docs/api/external_account_bank_accounts/create#account_create_bank_account
$destination = $this->client->accounts->createExternalAccount(
config('variables.stripe_account'), [
'external_account' => [
'object' => 'bank_account',
'country' => $request->input('bank_country'),
'currency' => $request->input('bank_currency'),
'account_number' => $request->input('bank_account_number'),
]
]
);
}
if($destination){
$transaction->update([
'payment_method_exact' => $destination->id
]);
// Create destination account in Stripe
// Create payout in Stripe
// https://stripe.com/docs/api/payouts/create
$payout = $this->client->payouts->create([
"amount" => stripeFormatCurrency($amount, $currency),
"currency" => $currency,
'description' => $request->input('reason'),
"destination" => $destination->id,
"method" => $payment_method == 'CARD' ? 'instant' : 'standard'
]);
if($payment_method == 'CARD'){
//https://stripe.com/docs/api/external_account_cards/create
$destination = $this->client->accounts->createExternalAccount(
config('variables.stripe_account'), [
'external_account' => [
'object' => 'card',
'number' => $request->input('card_no'),
'exp_month' => $request->input('exp_month'),
'exp_year' => $request->input('exp_year'),
// 'cvc' => $request->input('cvc'),
]
]
);
}else{
//https://stripe.com/docs/api/external_account_bank_accounts/create#account_create_bank_account
$destination = $this->client->accounts->createExternalAccount(
config('variables.stripe_account'), [
'external_account' => [
'object' => 'bank_account',
'country' => $request->input('bank_country'),
'currency' => $request->input('bank_currency'),
'account_number' => $request->input('bank_account_number'),
]
]
);
}
if($destination){
if($payout) {
$transaction->update([
'payment_method_exact' => $destination->id
'payment_date' => date('Y-m-d H:i:s', $payout->arrival_date),
'aggregator_payment_ref' => $payout->id,
'status' => strtolower($payout->status)
]);
// Create payout in Stripe
// https://stripe.com/docs/api/payouts/create
$payout = $this->client->payouts->create([
"amount" => stripeFormatCurrency($amount, $currency),
"currency" => $currency,
'description' => $request->input('reason'),
"destination" => $destination->id,
"method" => $payment_method == 'CARD' ? 'instant' : 'standard'
return $this->successResponse([
'transaction_id' => $transaction->transaction_id,
'status' => $transaction->status
]);
if($payout) {
$transaction->update([
'payment_date' => date('Y-m-d H:i:s', $payout->arrival_date),
'aggregator_payment_ref' => $payout->id,
'status' => strtolower($payout->status)
]);
return $this->successResponse([
'transaction_id' => $transaction->transaction_id,
'status' => $transaction->status
]);
}
}
}catch (Throwable $e){
Log::error("Error Stripe submit payment intent");
$errorMessage = $e->getMessage();
Log::error($errorMessage);
}
return $this->errorResponse($errorMessage ?? __('errors.unexpected_error'));

View File

@ -0,0 +1,56 @@
<?php
//https://gist.github.com/Ladinstar/4655e57bd25099c553956280270b3c83
return [
"account_closed" => "The customer's bank account has been closed",
"account_already_exists" => "Account with that email already exists",
"account_country_invalid_address" => "The country of the account or business address is invalid for the account's country",
"account_error_country_change_requires_additional_steps" => "Your account has already onboarded as a Connect platform",
"account_information_mismatch" => "Account information mismatches with one another",
"account_invalid" => "Invalid account ID",
"account_number_invalid" => "The bank account number provided is invalid (e.g., missing digits)",
"amount_too_large" => "The specified amount is greater than the maximum amount allowed. Use a lower amount and try again",
"amount_too_small" => "The specified amount is less than the minimum amount allowed. Use a higher amount and try again",
"api_key_expired" => "The API key provided has expired",
"authentication_required" => "Authentication required for this action",
"balance_insufficient" => "Insufficient balance to perform the requested action",
"bank_account_bad_routing_numbers" => "The bank account is known to not support the currency in question",
"bank_account_declined" => "The bank account provided can not be used to charge, either because it is not verified yet or it is not supported",
"debit_not_authorized" => "The customer has notified their bank that this payment was unauthorized.",
"card_declined" => "The card has been declined",
"card_decline_rate_limit_exceeded" => "This card has been declined too many times. You can try to charge this card again after 24 hours",
"cardholder_phone_number_required" => "You must have a phone number on file for Issuing Cardholders who will be creating EU cards",
"expired_card" => "The card has expired. Check the expiration date or use a different card.",
"incorrect_cvc" => "The card's security code is incorrect. Check the card's address or use a different card.",
"incorrect_address" => "The card's address is incorrect. Check the card's address or use a different card.",
"incorrect_zip" => "The card's postal code is incorrect. Check the card's postal code or use a different card.",
"insufficient_funds" => "The customer's account has insufficient funds to cover this payment.",
"invalid_charge_amount" => "The specified amount is invalid",
"invalid_cvc" => "The card's security code is invalid. Check the card's security code or use a different card.",
"invalid_expiry_month" => "The card's expiration month is incorrect. Check the expiration date or use a different card.",
"invalid_expiry_year" => "The card's expiration year is incorrect. Check the expiration date or use a different card.",
"invalid_number" => "The card number is invalid. Check the card details or use a different card.",
"processing_error" => "An error occurred while processing the card. Try again later or with a different payment method.",
"generic_decline" => "The card has been declined for an unknown reason",
"lost_card" => "Payment has been declined, as the bank card has been reported lost.",
"merchant_blacklist" => "The payment has been refused, because it matches an entry in the blocklist",
"not_permitted" => "The payment is not authorized",
"try_again_later" => "The card has been refused for an unknown reason.",
"stolen_card" => "Payment has been refused because the bank card has been reported stolen.",
"pin_try_exceeded" => "The number of authorized attempts to enter the PIN code has been exceeded.",
"offline_pin_required" => "The card has been refused, as it requires a PIN code.",
"online_or_offline_pin_required" => "The card has been refused because it requires a PIN code.",
"fraudulent" => "The payment has been refused because it has been identified as potentially fraudulent.",
"currency_not_supported" => "The specified currency is not supported by this bank card.",
"card_velocity_exceeded" => "The customer has exceeded the balance or credit limit available on their bank card.",
"card_not_supported" => "This type of payment is not supported by this bank card.",
"call_issuer" => "The card has been declined for an unknown reason.",
"approve_with_id" => "It is not possible to authorize the payment",
"duplicate_transaction" => "A transaction for the same amount with the same credit card information was submitted just recently.",
"issuer_not_available" => "The card issuer cannot be reached, so the payment cannot be authorized.",
"new_account_information_available" => "The bank card, or the account to which it is connected, is invalid.",
"no_action_taken" => "The card has been declined for an unknown reason.",
"pickup_card" => "The customer cannot use this card to make this payment (it may have been reported lost or stolen).",
"withdrawal_count_limit_exceeded" => "The customer has exceeded the balance or credit limit available on his bank card.",
"transaction_not_allowed" => "The card has been refused for an unknown reason.",
"testmode_decline" => "The card used is a test card"
];

View File

@ -0,0 +1,56 @@
<?php
//https://gist.github.com/Ladinstar/4655e57bd25099c553956280270b3c83
return [
"account_closed" => "Le compte bancaire du client a été clôturé",
"account_already_exists" => "Le compte avec cet email existe déjà",
"account_country_invalid_address" => "Le pays de l'adresse du compte ou de l'entreprise n'est pas valide pour le pays du compte",
"account_error_country_requires_additional_steps" => "Your account has already onboarded as a Connect platform",
"account_information_mismatch" => "Les informations du compte ne correspondent pas entre elles",
"account_invalid" => "ID de compte invalide",
"account_number_invalid" => "Le numéro de compte bancaire fourni n'est pas valide (par exemple, chiffres manquants)",
"amount_too_large" => "Le montant spécifié est supérieur au montant maximum autorisé. Utilisez un montant inférieur et réessayez",
"amount_too_small" => "Le montant spécifié est inférieur au montant minimum autorisé. Utilisez un montant plus élevé et réessayez",
"api_key_expired" => "La clé API fournie a expiré",
"authentication_required" => "Authentification requise pour cette action",
"balance_insufficient" => "Solde insuffisant pour effectuer l'action demandée",
"bank_account_bad_routing_numbers" => "Le compte bancaire est connu pour ne pas supporter la devise en question",
"bank_account_declined" => "Le compte bancaire fourni ne peut pas être utilisé pour débiter, soit parce qu'il n'est pas encore vérifié, soit parce qu'il n'est pas pris en charge",
"debit_not_authorized" => "Le client a notifié à sa banque que ce paiement n'était pas autorisé",
"card_declined" => "La carte a été refusée",
"card_decline_rate_limit_exceeded" => "Cette carte a été refusée trop souvent. Vous pouvez essayer de recharger cette carte après 24 heures",
"cardholder_phone_number_required" => "Vous devez disposer d'un numéro de téléphone pour les titulaires de cartes qui créeront des cartes UE",
"expired_card" => "La carte a expiré. Vérifiez la date d'expiration ou utilisez une autre carte",
"incorrect_cvc" => "Le code de sécurité de la carte est incorrect. Vérifiez l'adresse de la carte ou utilisez une autre carte",
"incorrect_address" => "L'adresse de la carte est incorrecte. Vérifiez l'adresse de la carte ou utilisez une autre carte.",
"incorrect_zip" => "Le code postal de la carte est incorrect. Vérifiez le code postal de la carte ou utilisez une autre carte.",
"insufficient_funds" => "Le compte du client n'est pas suffisamment approvisionné pour couvrir ce paiement",
"invalid_charge_amount" => "Le montant spécifié n'est pas valide",
"invalid_cvc" => "Le code de sécurité de la carte n'est pas valide. Vérifiez le code de sécurité de la carte ou utilisez une autre carte",
"invalid_expiry_month" => "Le mois d'expiration de la carte est incorrect. Vérifiez la date d'expiration ou utilisez une autre carte.",
"invalid_expiry_year" => "L'année d'expiration de la carte est incorrecte. Vérifiez la date d'expiration ou utilisez une autre carte.",
"invalid_number" => "Le numéro de la carte n'est pas valide. Vérifiez les détails de la carte ou utilisez une autre carte.",
"processing_error" => "Une erreur s'est produite lors du traitement de la carte. Réessayez plus tard ou avec une autre méthode de paiement.",
"generic_decline" => "La carte a été refusée pour une raison inconnue",
"lost_card" => "Le paiement a été refusé, car la carte bancaire a été déclarée perdue.",
"merchant_blacklist" => "Le paiement a été refusé, car il correspond à une entrée de la liste de blocage",
"not_permitted" => "Le paiement n'est pas autorisé.",
"try_again_later" => "La carte a été refusée pour une raison inconnue.",
"stolen_card" => "Le paiement a été refusé, car la carte bancaire a été déclarée volée.",
"pin_try_exceeded" => "Le nombre de tentatives autorisées de saisie du code PIN a été dépassé.",
"offline_pin_required" => "La carte a été refusée, car elle nécessite un code PIN.",
"online_or_offline_pin_required" => "La carte a été refusée, car elle nécessite un code PIN.",
"fraudulent" => "Le paiement a été refusé car identifié comme potentiellement frauduleux.",
"currency_not_supported" => "La devise spécifiée n'est pas prise en charge par cette carte bancaire.",
"card_velocity_exceeded" => "Le client a dépassé le solde ou la limite de crédit disponible sur sa carte bancaire.",
"card_not_supported" => "Ce type de paiement n'est pas pris en charge par cette carte bancaire.",
"call_issuer" => "La carte a été refusée pour une raison inconnue.",
"approve_with_id" => "Il n'est pas possible d'autoriser le paiement",
"duplicate_transaction" => "Une transaction du même montant avec les mêmes informations de carte bancaire a été soumise tout récemment.",
"issuer_not_available" => "Il n'est pas possible de joindre l'émetteur de la carte, donc d'autoriser le paiement.",
"new_account_information_available" => "La carte bancaire, ou le compte auquel elle est connectée, n'est pas valide.",
"no_action_taken" => "La carte a été refusée pour une raison inconnue.",
"pickup_card" => "Le client ne peut pas utiliser cette carte pour effectuer ce paiement (il est possible qu'elle ait été déclarée perdue ou volée).",
"withdrawal_count_limit_exceeded" => "Le client a dépassé le solde ou la limite de crédit disponible sur sa carte bancaire.",
"transaction_not_allowed" => "La carte a été refusée pour une raison inconnue.",
"testmode_decline" => "La carte utilisée est une carte de test"
];