user-service/config/variables.php

<?php
return [
    'send_email' => env('SEND_EMAIL', true),
    'default_county_code' => env('DEFAULT_COUNTRY_CODE', 'GA'),
    'default_dial_code' => env('DEFAULT_DIAL_CODE', '+241'),
    'payment_service_url' => env('PAYMENT_SERVICE_URL',''),
    'payment_service_key' => env('PAYMENT_SERVICE_KEY',''),
    'payment_test_amount' => env('PAYMENT_TEST_AMOUNT')
];