diff --git a/app/Http/Controllers/NanoCreditController.php b/app/Http/Controllers/NanoCreditController.php
index df5d183..0863f3b 100755
--- a/app/Http/Controllers/NanoCreditController.php
+++ b/app/Http/Controllers/NanoCreditController.php
@@ -426,12 +426,22 @@ class NanoCreditController extends Controller
         $sommeCredits = 0;
         $sommeEpargnes = 0;
         foreach ($users as $user) {
-            $sommeCredits += $user->balance_credit;
+            $sommeCredits += $this->sumGroupCredit($user->id);//$user->balance_credit;
             $sommeEpargnes += $user->balance_epargne;
         }
         return $sommeEpargnes - $sommeCredits;
     }
 
+    private function sumGroupCredit($id_user)
+    {
+        $sum = 0;
+        $credits = UsersDemandesCredit::where('id_user', $id_user)->where('etat', 'VALIDE')->get();
+        foreach ($credits as $credit) {
+            $sum += $credit->montant + $credit->montant_rembourse + $credit->interet + $credit->taxe;
+        }
+        return $sum;
+    }
+
     // Recuperer les durees en mois
     public function getDurations(Request $request)
     {